Is Water Baptism Essential To Salvation?, [The Gospel Banner vol. 8 no. 1 extra A], 1901 (PDF) by Joseph Luff see also The Gospel Banner 24 page tract on the necessity of water baptism for salvation. Brother Luff states, "To us, this question sounds about the same as would the inquiry, 'Is faith in God necessary?' We cannot understand why it should be asked by persons who have read the Bible carefully for themselves; but it is being asked, and that, too, by honest and intelligent persons. Hence we venture a very plain answer, and a few plain reasons for that answer. We shall use the Bible in so doing, believing that God's word will be taken in preference to ours. Our answer is, 'Yes, water baptism is essential to salvation.'"